... Because Everyone Can Build a Family

SURROGATE MOTHER FINANCIAL INFORMATION

There are many points to consider when choosing an agency for your surrogacy journey! At Creative Family Connections, we support our surrogate mothers from beginning to end, and we know that your fair treatment extends to include the financial aspects of a surrogacy journey to benefit your family while building someone else’s. When considering surrogate financial information from among several sources, we encourage you to look for full honestly and transparency. Be sure that you are comparing “apples to apples” when looking at base rates versus additional supplements.


Some surrogacy agencies may advertise a maximum amount to be earned based on every possible supplement. This may give a false initial impression of the actual amount that most first-time surrogates will actually receive. At Creative Family Connections, we are transparent from the beginning, starting with our first phone call with you.

Our surrogate base amount ranges from $35,000 to $45,500 for a first time surrogate mother, depending on your state of residence. This base does not include a $250* monthly allowance or additional supplements for carrying a multiples pregnancy, having a c-section, or other medical procedures.

It is important to note that you will also be provided with a generous maternity clothing allowance, and will have your medical bills and travel expenses covered during your surrogacy journey as well. Your contract will address specific provisions for lost wages, childcare, and other out-of-pocket expenses.

In addition, to the generous and competitive base that we offer to surrogate mothers, our current Surrogate Signing Bonus “thank you” is $250 for qualified surrogate candidates. This bonus is paid after our screening has been completed and there has been an official in-person in-home visit from our Surrogate Team.

*The $250 monthly allowance applies to 2019, on a case-by-case basis. 

 

GUIDELINES FOR BASE SURROGATE AMOUNT

FIRST TIME SURROGATE: $35,000 to $45,500* DEPENDING ON INSURANCE & STATE OF RESIDENCY 
(If you have health insurance, it will be reviewed by insurance experts, and may or may not be usable for a surrogacy. Higher base is given when insurance is both recommended and used for the surrogacy journey. Annual premiums, if paid by IPs, cost approximately $5,000.)

$35,000 to $45,500* BASE FOR FIRST TIME SURROGATE WHO DOES HAVE USABLE INSURANCE.
If you DO already have usable insurance that your IPs can use for the surrogacy, the IPs will NOT need to pay your insurance premiums. (Monthly allowance and supplements are separate from the base amount.)

$30,000 to $40,500* BASE FOR FIRST TIME SURROGATE WHO DOES NOT HAVE USABLE INSURANCE.
If you DO NOT have usable insurance, the IPs will need to pay for a surrogacy-friendly policy for you, and your base will be reduced by $5,000. (Monthly allowance and supplements are separate from the base amount.)

You will also receive a $250 monthly allowance, a maternity clothing allowance, and other possible supplements. Various additional supplements depend on individual circumstances. For instance, carrying twins will add a $5,000 twin supplement. A c-section delivery (which is a likely outcome of carrying twins) would add an additional $2,500.

SECOND TIME SURROGATE
Guideline is $5,000 more than previous journey OR $1000 more than CFC’s current base rate, whichever is greater.

THIRD TIME SURROGATE
Guideline is $3,000-$5,000 more than previous journey depending on prior pregnancy circumstances, OR $1000 more than CFC’s current base rate, whichever is greater.

SURROGATE BASE AMOUNT GUIDELINES BY STATE WITH USABLE INSURANCE

$45,500 in CA, CO, CT, DC, DE, IL, MA, MD, NH, NJ, NV, OR, RI, VT, WA
$41,500 in FL, GA, KS, ME, MN, NC, NM, OH, OK, PA, SC, TX, UT, VA, WI, WV
$35,000 in AK, AL, AR, AZ, HI, ID, KY, MO, MS, ND, SD, TN

Creative Family Connections does not currently match gestational surrogates in states classified as “red light” states on our Creative Family Connections U.S. Surrogacy Map.

There are many variables that can affect the base rate that a surrogate will receive.

See the following examples of

“REAL WORLD” SCENARIOS

SCENARIO 1: “SUSAN”

As a first time surrogate with usable insurance who lives in Alabama, Susan’s would receive a base of $35,000.

NOT including $250 for her monthly allowance and additional stipends.

SCENARIO 2: “KATHY”

As a first time surrogate without usable insurance living in Georgia, Kathy’s would receive a base of $36,500.

If she carried twins, she would receive an additional $5,000 twin supplement.

$36,500 + $5,000 = $41,500

NOT including $250 for her monthly allowance and additional stipends.

SCENARIO 3: “JANE”

As a second time surrogate with usable insurance living in Maryland with a previous journey base rate of $42,500,
Jane would receive the higher total:

A. $5,000 more than her previous journey ($47,500) OR 
B. $1000 more than CFC’s current base rate for MD ($46,500)

In Jane’s case, her previous base rate plus an additional $5,000 is more than CFC’s current base rate for MD, so she would receive $47,500 as her base rate for a second journey.

NOT including $250 for her monthly allowance and additional stipends.