... Because Everyone Can Build a Family

SURROGATE FINANCIAL INFORMATION

There are many points to consider when choosing an agency for your surrogacy journey. At Creative Family Connections, we support our Gestational Surrogates from beginning to end, and we know that your fair treatment extends to include the financial aspects. When considering surrogate financial information from amongst several sources, we encourage you to look for full transparency, and to be sure that you are comparing "apples to apples".

Some agencies may advertise a maximum amount based on every possible supplement. This may give a false initial impression of the actual amount that most first time surrogates will actually receive. At Creative Family Connections, we are are transparent from the beginning.

At Creative Family Connections our surrogate base amount ranges from $32,000 to $42,500 for a first time surrogate, depending on the state in which you live. This does NOT include a $200 monthly allowance or supplements for carrying multiples, c-sections, or other medical procedures.

It is important to note that you will be provided with a monthly allowance, a maternity clothing allowance, and will have all of your medical bills and travel expenses covered during your surrogacy journey as well. Your contract will address provisions for lost wages, childcare, and other out of pocket expenses.


In addition, to the generous and competitive base that Creative Family Connections offers to gestational surrogates, our current Surrogate Signing Bonus is $250 for qualified surrogate applicants. This bonus is paid after our screening has been completed and there has been an official match meeting with Creative Family Connections Intended Parents.

GUIDELINES FOR BASE SURROGATE AMOUNT

FIRST TIME SURROGATE: $32,000 to $42,500* DEPENDING ON INSURANCE

(Existing insurance will be reviewed by insurance experts, and may or may not be usable for a surrogacy. Higher base is given when insurance is both recommended and used for the surrogacy. Annual premiums, if paid by IPs, cost approximately $5,000.)

$32,000 to $42,500* BASE FOR FIRST TIME SURROGATE WHO DOES  HAVE USABLE INSURANCE.

If you DO already have usable insurance that your IPs use for the surrogacy, the IPs will NOT need to pay your insurance premiums, and your base therefore will be $30,000 (monthly allowance and supplements are separate from the base.)

$27,000 to $37,500* BASE FOR FIRST TIME SURROGATE WHO DOES NOT  HAVE USABLE INSURANCE.

If you DO NOT have usable insurance, the IPs will pay for an ACA compliant policy for you, and your base will be reduced by $5,000 (monthly allowance and supplements are separate from the base.)

You will also receive a $200 monthly allowance, a maternity clothing allowance, and other possible supplements. Various additional supplements depend on individual circumstances. For instance, carrying twins will add a $5,000 twin supplement. A c-section delivery (which is a likely outcome of carrying twins) would add an additional $2,500.

SECOND TIME SURROGATE

Guideline is $5,000 more than previous journey OR $1000 more than CFC's current base rate, whichever is greater.

THIRD TIME SURROGATE

Guideline is $3,000-$5,000 more than previous journey depending on prior pregnancy circumstances, OR $1000 more than CFC's current base rate, whichever is greater.

*SURROGATE BASE AMOUNT GUIDELINES BY STATE
 
$42,500 in CA, CT, DE, IL, MA, MD, NH, OR, RI, NV
$38,500 in CO, GA, ME, NC, OH, PA, SC, TX, UT, VT, WI, WV
$32,000 in AL, AR, FL, ID, KS, KY, MN, MS, MO, NM, ND, OK, SD, TN


Creative Family Connections does not currently match gestational surrogates in the following states: AK, AZ, HI, IN, IA, LA, MI, MT, NE, NJ, NY, VA, WA, WY, DISTRICT OF COLUMBIA

There are many variables that can affect the base rate that a surrogate will receive.

FOR A FULLER PICTURE, SEE THE FOLLOWING EXAMPLES OF 

"REAL WORLD" SCENARIOS

SCENARIO 1: "SUSAN"

As a first time surrogate with usable insurance who lives in Alabama, Susan's would receive a base of $32,000.

NOT including $200 per month allowance and additional stipends.










SCENARIO 2: "KATHY"

As a first time surrogate without usable insurance living in Georgia, Kathy's would receive a base of $33,500.

If she carried twins, she would receive an additional $5,000 twin supplement.

$33,500 + $5,000 = $38,500

NOT including $200 per month allowance and additional stipends.






SCENARIO 3: "JANE"

As a second time surrogate with usable insurance living in Maryland, Jane's would receive a base of $42,500. She would receive up to an additional $1,000 as a repeat surrogate.

If she were to carry twins, she would receive an additional $5,000 twin supplement.

If she were to have a c-section, she would receive an additional $2,500.

$42,500 + $1,000 + $5,000 + $2,500 = $51,000

NOT including $200 per month allowance and additional stipends.